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The System of Business Loans In Singapore

The system of business loans in Singapore is a unique one with a unique set of characteristics.

The Reality: Business Loans Are Hard To Get

• The paperwork imposed requires a lot of submissions.
• The process itself takes about one week to 1 month.
• The SMEs need to provide proof that they have made a profit in many instances before their loans get approved.

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Are There Alternatives For Business Loans?

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• Spring Micro Loans;
• Spring Working Capital Loans;
• Personal Loans; and
• Collateral Loans.

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What lesson could businesses learn from the stricter loan applications?